Dollars and Sense

Here’s Why We’re Buying Allll The Things (And How To Fix That) | Part 2

On Monday, I broke down why we're buying all the things (catch up on Part 1 here). Today I'm sharing the strategies that help us fix that! Definitely just being aware of stores' sneaky marketing tactics is a good start. But here's 5 other ways to avoid buying more than you need: Buy groceries at the grocery store, not… Continue reading Here’s Why We’re Buying Allll The Things (And How To Fix That) | Part 2

Dollars and Sense

Here’s Why We’re Buying Allll The Things (And How To Fix That) | Part 1

"I went into the store for 4 things and came out with 12." "I was looking for paper towel and ended up with a new shirt." "[Insert store name] is my happy place. Going there is like a quick pick-me-up." ***** Stores strive to make themselves inviting. And some of them do it really well. Imagine this: you pull… Continue reading Here’s Why We’re Buying Allll The Things (And How To Fix That) | Part 1

Abode

10 Things I No Longer Buy: Part 2

I wrote a post called "10 Things I No Longer Buy" a few months ago, a list of 10 things I found that I could either live without or replace with something free/recycled/repurposed. As I've been decluttering the past few weeks and more selective of what makes it into the "keep" pile, there's (at least) 10 more… Continue reading 10 Things I No Longer Buy: Part 2

Abode, Dollars and Sense

On The Way To Home

"It takes a heap o’ livin’ in a house t’ make it home,  A heap o’ sun an’ shadder, an’ ye sometimes have t’ roam  Afore ye really ’preciate the things ye lef’ behind,  An’ hunger fer ’em somehow, with ’em allus on yer mind.  It don’t make any differunce how rich ye get t’… Continue reading On The Way To Home

Dollars and Sense

Why We Should Focus Less On Our Finances

I had a real problem with keeping up with dirty dishes- they just multiplied so easily. I'd think "I really need to do dishes" over and over, but thinking about it drove me farther away from the kitchen sink. The pile would get even bigger, making it even more overwhelming. However when I stopped thinking… Continue reading Why We Should Focus Less On Our Finances

Dollars and Sense

10 Things I No Longer Buy

In my quest to buy less and save more, there's 10 things I've found that I can either live without or replace with something free/recycled/repurposed: 1. Salad Dressing- It can be difficult to find a dressing that isn't expensive, yet doesn't have preservatives, artificial colors and flavors, unpronounceable ingredients, etc. In the past, a bottle… Continue reading 10 Things I No Longer Buy

Dollars and Sense

Don’t Be Afraid Of Your Finances

Everyone procrastinates, even the most "type A" of people. But procrastination is not always due to being lazy or being too busy. Some people procrastinate because they are perfectionists- if they can't do a task perfectly, they won't do it all. Some people procrastinate out of fear of facing the task- they assume the task will make them… Continue reading Don’t Be Afraid Of Your Finances

Dollars and Sense

The True Cost Of That Full Shopping Cart

Have you ever seen one of those game shows where the contestants run around like crazy, throwing things into their shopping cart without a second thought? The winner is usually determined by whichever team had the cartful of items with the highest value when the buzzer sounded. How often do we act like one of… Continue reading The True Cost Of That Full Shopping Cart

Dollars and Sense

The Pros and Cons of Pre-Paid Bank Cards

There are definite pluses to having a pre-paid Visa, MasterCard, etc. You can use them for online purchases where you don't want to enter a credit or debit card number. They can also be helpful for sticking to a budget, or to limit/supervise your teen's spending. However, what is not widely known is that pre-paid divisions of… Continue reading The Pros and Cons of Pre-Paid Bank Cards

Dollars and Sense

Apples & Trees: Unlearning Life Lessons

It's okay to "live for today" even if that means being reckless with my money; I want to enjoy life before I'm gone.  I'm not getting any younger! Might as well spend it while I have it. Charity begins at home- I only give to my immediate family. You can't trust so-called "charitable organizations" with your… Continue reading Apples & Trees: Unlearning Life Lessons

Dollars and Sense

Why You Can’t Afford Not To Coupon

I loved seeing the amazing deals that people got on the TV show Extreme Couponing- they saved hundreds of dollars each month with their strategies, usually 90-95% on each of their (massive) shopping trips. But after watching this show I usually came away with the thought of "that's awesome, but not something I can do."… Continue reading Why You Can’t Afford Not To Coupon

Dollars and Sense

Using Banking Alerts To Your Advantage

I have learned the hard way that it is much, much easier to dispute a purchase right away before it posts to your account (which takes 24-48 hours), rather than after it shows up on your statement. Text and email alerts are the fastest way to know if someone else is buying e-cigarettes with your credit… Continue reading Using Banking Alerts To Your Advantage